Reporting Identity Theft

If you are a victim of Identity Theft, take the following four steps as soon as possible:

  1. Report the identity theft to the card issuer or financial institution to prevent additional charges on the fraudulent account. 
  2. Call your local police department or sheriff’s office.
    • By law, the law enforcement agency is required to take a report, even if you do not know where or how the identity theft occurred. You will need a copy of the report. 
  3. Contact one of the three major credit reporting agencies to file a free Fraud Alert. The 90-day alert helps to prevent the identity thief from opening new accounts in your name. You only need to contact one agency because that agency is required by law to notify the other two agencies. 

  4. File an  ID Theft Complaint.
    • use the Federal Trade Commission's secure online ID Theft Reporting website at identitytheft.govOR

    • Complete an ID Theft Affidavit form (below) and mail it to the Attorney General's Consumer Protection division. If you need help, call us at (701) 328-3404 or toll free (800) 472-2600.

ID Theft Affidavit 

The Identity Theft  Affidavit was developed by the Federal Trade Commission and has been implemented by the North Dakota Attorney General to help you report information to many companies using just one standard form. The last page of the form is the Fraudulent Account Statement, where you describe the fraudulent account(s) opened in your name. You will need a printer. 

Once you have completed the Affidavit, you will need to sign it in front of a notary public. Mail it to the Attorney General's Consumer Protection Division. We will file the original and return a validated copy to you. You then provide a copy to every creditor, bank or company that provided the thief with the unauthorized credit, goods, or services. 

Special Forms of Identity Theft

Some forms of identity theft require additional steps. If any of the following situations apply, we recommend that you use the Federal Trade Commission's secure online Identity Theft reporting website:

  1. You received a notice from the IRS that your social security number has been used to obtain a fraudulent tax refund;
  2. Your minor child's personal information has been used to create fraudulent accounts;
  3. Someone used your information - or your child's - to get medical services or a copy of medical records.