BISMARCK, ND – A Florida scam operation has been banned from doing business in North Dakota. Attorney General Wayne Stenehjem issued a cease and desist order against Mark Ebohimen, doing business as People’s Choice Assistance, LLC., MAE Holdings Corp, and PC Solutions, for violations of the Do Not Call law and consumer fraud. Ebohimen was running a sham operation leaving illegal pre-recorded messages with deceptive offers to lower the interest rate on the consumer’s credit cards.
“North Dakotans should be very skeptical of any unsolicited offer to reduce the interest rate on their credit cards, especially when it comes in the form of an illegal pre-recorded message,” said Stenehjem. “These deceptive offers are favored by scam artists because they provide a quick return of cash,” he continued.
The consumer protection division initiated an investigation earlier this year in response to a complaint filed by an individual who had received numerous recorded messages over several days to “press 1 to lower your interest rate.” The consumer reported that after pressing 1, she was transferred to a financial advisor with “People’s Choice Assistance.” The supposed financial adviser claimed that the offer to lower the interest rate on her credit cards was part of the “Obama Act.” The representative promised a no-fee interest rate reduction of 0% for 36 months. The consumer agreed to the reduced interest rate offer but only received 12 months at 0%. The consumer also later discovered an unauthorized $795 charge on her credit card made by PC Solutions.
Parrell Grossman, director of the consumer protection division, said that Ebohimen ignored all attempts by the investigators to contact him and also ignored a formal Civil Investigative Demand.
Stenehjem reminds consumers that unsolicited pre-recorded messages are illegal even when they are made to phone numbers not registered on the Do Not Call list. Consumers who receive an unsolicited pre-recorded message can file a complaint with the consumer protection division at https://attorneygeneral.nd.gov/consumer-resources/do-not-call.